Partner Ryan O’Connor Advises on Snowmobile Accidents for Popular Lifestyle Magazine
Taylor Mergui Law Group is proud to share that Partner Ryan O’Connor was recently featured in Cottage Life magazine, where he provided legal insight and practical advice for snowmobilers dealing with the aftermath of accidents. With snowmobiling remaining a popular winter pastime across Canada, O’Connor’s contribution aims to help recreational riders understand their rights and responsibilities under the law.
The article, which focuses on the risks associated with snowmobiling, references Statistics Canada data showing that an average of 73 Canadians died each year between 2013 and 2019 as a result of snowmobile-related incidents. O’Connor hopes that greater public awareness can help reduce both the number and severity of such accidents.
According to O’Connor, taking immediate action after a crash is essential. He advises injured snowmobilers to consult with a lawyer as soon as possible, as strict legal deadlines often apply. For example, in Ontario, individuals typically have only 30 days to submit accident benefit claims through their insurance provider.
O’Connor outlined several steps snowmobilers should take following an incident. First, seeking medical attention is the top priority, especially given the potential danger of being stranded in freezing temperatures. If the accident is not life-threatening, the next step is to document the scene. This includes taking photographs of damage to the snowmobile, noting any mechanical malfunctions or environmental hazards such as fallen trees, and collecting the insurance and contact details of any other parties involved.
He also recommends speaking with a personal injury lawyer who can help assess the situation and guide the claims process. O’Connor explained the different types of insurance coverage that may apply, depending on the nature of the accident.
Statutory accident benefits help cover medical treatment, caregiving expenses, and income replacement. Collision coverage applies when the rider is at fault and needs to repair or replace the snowmobile. Direct compensation for property damage may be available if the snowmobile is struck by another insured driver. Uninsured automobile coverage can help when the rider is hit by someone without insurance or in a hit-and-run incident.
In cases where another party’s negligence contributed to the injury—such as another snowmobiler, a manufacturer, or a property owner—O’Connor noted that legal action may be an option. However, these lawsuits typically must be filed within two years of the incident.
O’Connor also emphasized the importance of carrying third-party liability insurance. If a snowmobiler causes an accident, this type of coverage can protect against the financial consequences of a lawsuit. Riders should be aware, however, that coverage may not apply if they are found to have been under the influence of alcohol or drugs at the time of the collision.
When purchasing insurance, O’Connor recommends confirming that the policy specifically covers snowmobiles. He reminded readers that standard auto policies in Ontario do not necessarily include coverage for recreational vehicles. In his words, “It is important to shop around for value, but also for the extensive coverage that you need.”
At TMLG, we are proud of Ryan O’Connor’s ongoing efforts to educate the public about personal injury law and the realities of snowmobiling in Ontario. His feature in Cottage Life reflects the depth of experience he brings to our firm’s personal injury practice and our continued commitment to helping Ontarians protect themselves and their families.
To read the full article in Cottage Life, visit cottagelife.com
To contact Ryan O’Connor or learn more about how TMLG can help after an accident, click here.